Vice President, Sandy Spring Bank
14231 Willard Road, Chantilly, VA 20151
(703) 319-9000 x 4280
Direct Dial: 703-319-9520
Here’s a lender that offers more than “Vanilla” loan options…. You’ll find chocolate and even strawberry options here….
Specialties: Construction to Permanent Residential Loans, Jumbo Loans, Home Equity Lines of Credit (HELOCs), Purchase loans (including as 80/10/10 or 80/5/15 which allow less than a 20% down payment and still allow the borrower to avoid the cost of private mortgage insurance), Portfolio Loans for “different” circumstances… like non-warrantable condos, construction or renovation loans (not 203Ks), occasional lot loans (by exception) or other types of loans that may make sense but require an deviation from the “typical” (vanilla) loan standards. Mark also handles VA & FHA purchase loans.
Although Mark does not work with commercial loans, he can refer you to someone else in his bank that does. Sandy Spring does not offer FHA 203K renovation loans.
About Sandy Spring Bank & Mark Fergusen
Sandy Spring Bank is a regional community bank with tremendous reputation and mortgage banker experience offering a myriad of loan and financial products. They offer local underwriting,processing, and closing and will be very responsive to your needs.
Ready to apply? You can do it online! www.ssbmark.com