100% Financing Option

I am pretty stoked to learn of a home purchase loan program offered by a local bank. They are offering 97-100% financing to select buyers – with NO PMI (Private Mortgage Insurance).

Check out these quick facts and contact me for details:

  • To qualify, your household income must fall UNDER $86,000 per year.
  • Minimum credit score of 700
  • Maximum debt to income ratio of 41% (45% if the credit score is 720 or higher).
  • Must have solid income source/stable employment – 2 years or more (some exceptions for those in college before becoming employed in their field of study).
  • It’s a fully documented loans and all income and assets must be verified.
  • This is for primary residential properties only.
  • You do NOT have to be a veteran, nor have any DoD background, or have any particular type of job or other association.
  • You do NOT have to be a first time home buyer (but can not own any other properties – you can sell your first house on one day and buy the next on the next day!).
  • This is a conventional loan, so property requirements are not as stringent as for a VA loan.
  • Maximum loan amount $417K.

If I just described you, give me a call.  Even without a downpayment, you may very well be ready to purchase a home now.  No more waiting.

Vicky Chrisner, Fieldstone Real Estate


[email protected]


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